Finance Calculators
Plan mortgages, loans, savings and investments with precise, transparent calculators that show the full schedule behind every number.
22 tools, all running in your browser.
Fig 1 Every month, to the cent
Move across to print a month · ← →
The payment is 1,798.65; each line takes a month of interest off at 0.5 % and the rest off the balance. The finance calculators here print the whole schedule this way.
Most used
Amortization Schedule Calculator Build a full month-by-month amortization schedule with extra payments and lump sums, then export it to CSV, Excel or PDF. Compound Interest Calculator Project savings and investment growth with regular deposits and any compounding frequency, and see exactly how much of the balance is interest. Loan Calculator Work out the monthly payment, total interest and true cost of any amortising loan, with a full payment schedule you can download as CSV. Mortgage Calculator Calculate your full monthly mortgage payment with property tax, insurance, HOA and PMI, plus total interest, payoff date and amortisation schedule.
Everything else
50/30/20 Budget Calculator Split your take-home pay into needs, wants and savings, add your own line items, and see the variance against every target. Break-Even Calculator Find the units and revenue you need to cover your costs, with contribution margin, margin of safety and a cost-versus-revenue crossover chart. Car Loan Calculator Price, trade-in, down payment, sales tax and fees in one place: see the real amount financed, the monthly payment and the total cost of borrowing. Credit Card Payoff Calculator See how long your credit card takes to clear, what the interest costs, and how much longer the minimum payment would take. Debt Snowball vs Avalanche Compare the snowball and avalanche methods across all your debts: payoff order, monthly plan, interest paid and time saved. GST Calculator Add or remove GST at Australian, New Zealand, Indian, Singaporean and Canadian rates, with a multi-line invoice and export. Home Affordability Calculator Find the maximum home price your income supports using 28/36 DTI limits, with property tax, insurance, HOA and PMI included. Hourly to Salary Calculator Convert an hourly rate to weekly, monthly and annual pay and back again, with hours, weeks, unpaid time off and overtime. Inflation Calculator Compare purchasing power between any two years using the official CPI-U series from 1913, or project prices forward at a custom inflation rate. Margin and Markup Calculator Solve for cost, price, margin or markup and see both percentages side by side, plus bulk pricing from a pasted list of costs. Markup Calculator Apply a markup percentage to your cost to get a selling price, and see the gross margin that markup actually produces. Profit Margin Calculator Calculate gross profit margin from cost and selling price, or find the price that hits a target margin, with the working shown. Retirement Calculator Project your retirement nest egg in both nominal and inflation-adjusted terms, then see the sustainable income it supports at a 4% withdrawal rate. ROI Calculator Calculate ROI, net profit and annualised return over any holding period, and compare the result against a benchmark rate you choose. Salary Calculator Convert pay between hourly, daily, weekly, bi-weekly, monthly and annual, adjust for holidays and leave, and see what a raise is really worth. Savings Goal Calculator Find the deposit you need to hit a savings target by a date, or how long your current deposit will take, with a full year-by-year plan. Simple Interest Calculator Calculate simple interest, or solve for the principal, rate or time, with the worked formula and a side-by-side comparison against compounding. VAT Calculator Add or remove VAT at any rate, with UK, Irish and EU presets, reverse VAT, and a multi-line invoice totalling net, VAT and gross.